Saturday, June 6, 2009

Beware of Fake Health Plans

With the number of uninsured on the rise, some have taken to the Internet in search of discounted health care programs. But beware, some of the discount health care programs are scams.

The Federal Trade Commission and at least eight states have taken action against more than two dozen health cards for offering discounts services that don't exist.

Consumer advocates say you should suspect a scam if:
1.You learn of the discount card from a blast fax or Internet pop up ad.
2. They promise a certain percentage savings.
3. They use the term "guaranteed coverage."
4. They won't give you a list of providers until you sign up.
5. It sounds too good to be true.

(Source: CNN)

Did you know some health care providers offer their services for free or low cost? Check out the free/low cost clinic finder to see if you qualify and find a clinic near you. You should also check out federally qualified health centers. They provide free/low cost care to those who qualify.

Looking for other ways to cut your medical expenses? Many pharmacies offer discount generic drug programs. Also check out this article on tips to control your health care costs.

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