Tuesday, July 14, 2009

America's Affordable Health Choices Act

Today, John Dingell and other Chairmen, introduced H.R. 3200 - America's Affordable Health Choices Act. Dingell stated in his newsletter "You may rest assured I will continue to fight until quality, affordable health care is guaranteed for all Americans. "

According to the announcement -

For individuals who either aren’t currently covered, or wanted to enroll in a new health care plan, the proposal would establishes a health care exchange where consumers can select from a menu of affordable, quality health care options: either a new public health insurance plan or a plan offered by private insurers. People will have similar choices that Members of Congress have.

It would end increases in premiums or denials of care based on pre-existing conditions, age, race or gender.

The proposal would also eliminate co-pays for preventative care, cap out-of-pocket expenses and guarantee catastrophic coverage that protects every American from bankruptcy.

Guarantees that every child in America will have health care coverage that includes dental and vision benefits.

Employers who currently offer coverage would be able to continue offering coverage to workers. Employers who don’t currently offer coverage could choose to cover their workers or pay a penalty.

All individuals would be required to get coverage, either through their employer or the exchange, or pay a penalty.

The federal government would provide affordability credits, available on a sliding scale for low- and middle-income individuals and families to make premiums affordable and reduce cost-sharing.

Establishes Consumer Advocacy Offices as part of the exchange in order to protect consumers, answer questions, and assist with any problems related to their plans.

Would identify and eliminate waste, fraud and abuse by simplifying paperwork and other administrative burdens.

You may also find the original America's Affordable Health Choices Act and the CBO information quite informative as well.

No comments:

Post a Comment