WhereToFindCare.com's Ten Tips to Control Health Care Costs:
Tip #8: Take advantage of Health Savings Accounts, or flexible spending accounts.
If you have ongoing medical expenses, these accounts can save you money by allowing you to spend pre-tax dollars on qualified health expenses.
Items such as prescription and copays, glasses, contacts, etc can be paid for pre-tax dollars.
If employed, contact your company's human resource department and ask if they are offer this to employees. If not, make a suggestion to the director - there is a savings to both the employee and the employer.
For the self-employed, check out this link on irs.gov.
And contact your accountant or tax advisor to learn more about these accounts.