Here's an excerpt from the healthcare.gov website.
Plans in the Health Insurance Marketplace must cover contraceptive methods and counseling for all women, as prescribed by a health care provider.
These plans must cover the services without charging a copayment, coinsurance, or deductible when they are provided by an in-network provider.
Covered contraceptive methodsAll Food and Drug Administration-approved contraceptive methods prescribed by a woman’s doctor are covered, including:
- Barrier methods (used during intercourse), like diaphragms and sponges
- Hormonal methods, like birth control pills and vaginal rings
- Implanted devices, like intrauterine devices (IUDs)
- Emergency contraception, like Plan B® and ella®
- Sterilization procedures
- Patient education and counseling
- Drugs to induce abortions
- Services related to a man’s reproductive capacity, like vasectomies
Why do you think there is a different in coverage?